Beginning July 1st, 2013, Elcose Federal Credit Union will no longer be open on Saturdays. We will remain open normal business hours Monday thru Friday.
Extended Auto Warranties now available!
Elcose is proud to announce that we have partnered with Route 66 to offer Extended Auto Warranties to all our members! It doesn't matter if you have your vehicle is financed with us or someone else! Better yet, your vehicle would qualify even if it was paid off.
Route 66 warranties offer complete Emergency Roadside Service, $0 deductible, Total Loss Refund, and it is fully transferable.
Click on the link below for a no-obligation quote to see if we can offer you peace of mind next time you have to take your car in for repair.
Both Elcose Federal Credit Union locations will be closed on Thursday, November 28th, 2013 for Thanksgiving. Hours on Friday, November 29th, 2013 will be 9:00am until 1:00pm.
IMPORTANT ACCOUNT NOTICES:
EFFECTIVE JANUARY 28th, 2013
HARLAND CLARKE (OUR CHECK SERVICER) HAS INFORMED US THAT THE QUANTITY OF CHECKS IN EACH BOX WILL BE REDUCED FROM 150 PER BOX TO 120 PER BOX. PRICES ARE SUBJECT TO CHANGE AT ANY TIME. WE MAY NOT ALWAYS BE ABLE TO INFORM YOU OF COST INCREASES. IF YOU WOULD LIKE TO KNOW A TOTAL, PLEASE REQUEST ONE AT THE TIME OF ORDER.
EFFECTIVE JULY 1, 2011
BEGINNING JULY 1, 2011 THE MINIMUM BALANCE IN SAVINGS OR CHECKING WILL NEED TO BE $100.00 TO AVOID THE MONTHLY FEE OF $5.00.
EFFECTIVE NOVEMBER 1ST, 2009
WE WILL BEGIN CHARGING MEMBERS $5.00 TO CASH CHECKS IF THEY DO NOT MAINTAIN A $50.00 BALANCE IN THEIR ACCOUNTS AT ALL TIMES. CHECKS THAT ARE IN EXCESS OF THE FUNDS AVAILABLE ON YOUR ACCOUNT MAY HAVE A HOLD PLACED ON THEM. WE APOLOGIZE FOR ANY INCONVIENCE TO OUR MEMBERS, BUT DUE TO RISING PROCESSING AND RETURN FEES, WE HAVE NO OTHER CHOICE.
PLEASE REMEMBER THAT KEY BANK WILL NOW CHARGE YOU FOR ATM WITHDRAWS. YOU MUST NOW USE ALLIANCE ONE ATM'S FOR SURCHARGE FREE WITHDRAWS.
To locate an Alliance One ATM, please visit the link below:
NOTICE: We can only accept deposits or process payments for individuals who are signed onto your account. Deposits or payments for individuals not on or associated with your account will be returned.
CHANGE OF ADDRESS: Change of addresses must be done with the Credit Union. Even if you file a change of address with the Post Office, you must inform the Credit Union separately due to the sensitivity of our mail. Statements, Debit Cards, and Visa cards cannot be forwarded. If we receive returned or forwarded mail for you, you may be subject to a $5.00 penalty for failure to change your address with us. If you change your address to a P.O. Box, we must still maintain a physical address for you on file. Debit Cards and Visa cards cannot be mailed to a P.O. Box.
Please remember that you will only be able to receive $1,000 in cash per day unless prior arrangements are made.
Contact Elcose today for more information.
CREDIT UNION HOURS OF OPERATION:
MAIN ST: SUNDAY - CLOSED BRISTOL ST: SUNDAY - CLOSED
MONDAY - 9:00 AM - 5:00 PM MONDAY - 9:00 AM - 5:00 PM
TUESDAY - 9:00 AM - 5:00 PM TUESDAY - 9:00 AM - 5:00 PM
WEDNESDAY - 9:00 AM - 5:00 PM WEDNESDAY - 9:00 AM - 1:00 PM
THURSDAY - 9:00 AM - 5:00 PM THURSDAY - 9:00 AM - 5:00 PM
FRIDAY - 9:00 AM - 5:30 PM FRIDAY - 9:00 AM - 5:30 PM
SATURDAY - CLOSED SATURDAY - CLOSED
Elcose offers special "Tax" CDs
$500 minimum opening deposit
Interest is based on 12 month rate
Regular deposits can be made in person or by payroll deduction
Penalty FREE withdrawals twice a year.