Loan Rates
July 1, 2011
|
| Type |
Year |
Term |
Rate |
|
| New Auto |
2011 & 2010 |
36 mos |
3.75% |
| |
|
48 mos |
4.00% |
| |
|
60 mos |
4.75% |
| |
|
66 mos |
5.00% |
| |
| .25% reduction in rate with payroll deduction and/or Elcose Visa |
| |
| Used Auto |
2009 - 2007 |
60 mos |
5.00%
|
| |
2009 - 2007 |
48 mos |
4.75% |
| |
2006 - 2005 |
48 mos |
5.00% |
| |
2004 |
36 mos |
4.50% |
| |
2003 |
36 mos |
7.25% |
| |
2002 & Older |
36 mos |
9.00% |
| |
| Based on Kelly Blue Book retail value (if over value up to $2000 add 1%) |
|
| Boats & Campers |
Current Year |
60 mos |
8.00% |
| |
|
48 mos |
7.75% |
| |
|
36 mos |
7.50% |
| Lawn Equipment |
|
84 mos |
10.00% |
| |
|
|
|
| |
| |
| Kelly Blue Book retail value or appraisal |
|
| New Motorcycles |
Current Year |
36 mos |
9.00% |
| Snowmobiles |
|
36 mos |
9.00% |
| Dirt Bikes (UCC) |
|
|
|
| Harley Davidson loan rates same as auto rates |
| |
|
|
|
| Used Motorcycles |
1998 - 2009 |
24 mos |
10.25% |
| Snowmobiles |
|
36 mos |
10.00% |
|
| Visa |
$5,500.00 maximum credit line |
9.99% |
|
| Open-End Line of Credit |
|
30 mos |
12.00% |
| $2,000.00 maximum credit line, $100.00 minimum advance |
|
| Signature (Closed-End) |
|
30 mos |
10.50% |
| $2,500.00 maximum. With payroll deduction |
|
|
| Share Secured |
|
60 mos |
4.00% |
| CD Secured |
|
60 mos |
3% over the CD rate |
**Not all members will qualify for the above listed rates. Rates may be higher in some cases. |
| Home Equity, First & Second Mortgages |
Call or See Tom or Jessica |
| 10,15, & 20 Year First and Second Mortgage Terms |
Home Equities up to $25,000 / 10 year Max |
Primary Residence Only |
|
